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Whether you’re planning a solo adventure or a grand, multi-generational getaway, the whole point is to relax and enjoy your ​trip. Allianz Travel Insurance gives you the confidence to focus on the experience, knowing you are protected against many ​common travel mishaps and emergencies by a reputable company with a global network and award-winning customer service.

Trip Cancellation | Up to 100% of insured trip cost

Reimburses your prepaid, non-refundable trip expenses if you must cancel your trip ​due to a covered reason. Maximum insured trip cost: $10,000.

Trip Interruption | Up to 100% of insured trip cost

Reimburses the unused, non-refundable portion of your trip expenses and the ​additional transportation costs required to continue your trip or return home if you ​need to interrupt your trip for a covered reason. Maximum insured trip cost: $10,000.

Travel Delay | $300

If your trip is delayed for six or more hours due to a covered reason, this benefit ​reimburses up to $150 per person, per day for incidental or lost prepaid expenses. ​If this benefit is used to rejoin your cruise/tour, the daily limit does not apply.

Baggage Loss/Damage | $500

Benefits for the loss, damage, or theft of baggage and personal effects.

$500 maximum for high-value items.

Baggage Delay | $200

Reimburses the reasonable additional purchase of essential items during your trip if ​your baggage is delayed or misdirected by a common carrier for 12 hours or more.

Receipts for emergency purchases are required.

Emergency Medical and Dental | $10,000

This primary coverage provides reimbursement for expenses incurred during your trip ​due to covered medical and dental emergencies. $50 deductible for outpatient care. ​$500 maximum for emergency dental care.

Emergency Transportation | $50,000

Provides benefits for the cost of medically necessary transportation to the nearest ​appropriate facility and can also provide benefits for the cost of your transportation back ​home following a covered illness or injury.

24-Hour Assistance by Phone | Included

Our multilingual team of problem solvers is always available to help with medical ​and travel-related emergencies.

When Travel Insurance Benefits Can Help

Trip Cancellation and Trip Interruption Benefits: Covered Reasons

This plan can provide coverage for many common causes of loss that may impact ​your trip. However, travel insurance doesn’t cover everything, even if it’s unforeseen. ​For a loss to be covered, it must be included as a “covered reason” under your plan.∞ ​See plan details for full list. Below are some examples.

Terms, conditions, and exclusions apply. This is an overview of benefits provided by this plan. Unless stated otherwise, benefit limits are per

person. Availability of benefits and covered reasons may vary by state, and sublimits may apply. This plan is only available to U.S. residents and may ​not be available in all jurisdictions. Plan includes insurance benefits and assistance services. Plans are offered and sold only as a single pay, single term, ​indivisible package of benefits and services for the purpose of covering risks associated with a trip. Plan charge includes pricing for insurance benefits and ​assistance services. A pricing breakdown is provided at purchase. For more information, or to see this information before purchasing, call 800-284-8300. ​A complete description of coverage can be found in the plan documents or at www.allianztravelinsurance.com/partner.

See page two for footnotes. ​Allianz Global Assistance is the licensed producer and administrator for this plan.

Effective June 2024

©2024 AGA Service Company

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Our Promise to You

Since your satisfaction is our priority, we are pleased to provide

you 15 days (or more, depending on your state of residence) to review ​your plan. If, during this period, you are not completely satisfied for ​any reason, you may cancel your plan and receive a full refund of the ​plan price. After this period, the plan price is nonrefundable.

Please note: No refund is available if the trip has started, a claim has

been filed, or the policy has ended. Some states allow a longer period

or provide different terms for refunds. See your plan for details.

If you have any questions, call us at: 800.284.8300.

Insurance benefits underwritten by Jefferson Insurance Company (NY, ​Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), ​rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101- ​C series or 101-P series. A+ (Superior) is the 2nd highest of A.M. Best’s ​13 Financial Strength Ratings. Allianz Global Assistance and Allianz ​Travel Insurance are marks of AGA Service Company dba Allianz ​Global Assistance or its affiliates. Allianz Travel Insurance products are ​distributed by Allianz Global Assistance, the licensed producer and ​administrator of these plans and an affiliate of Jefferson Insurance ​Company. The insured shall not receive any special benefit or ​advantage due to the affiliation between AGA Service Company and ​Jefferson Insurance Company. AGA Service Company compensates ​its suppliers or agencies for allowing AGA to market or offer products ​to customers of the supplier or agency. Non-Insurance Assistance ​services purchased as part of your plan are provided through AGA ​Service Company. Except as expressly provided under your plan, you ​are responsible for charges you incur from third parties. Contact AGA ​Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, ​VA 23233 or CustomerService@AllianzAssistance.com.

Exclusions

Travel insurance doesn’t cover everything, and terms, conditions, and exclusions apply ​to all benefits under this plan. An “exclusion” is something expressly not covered by this ​plan. Generally, unless specifically excepted, a loss resulting from an excluded cause ​is not covered. Exclusions may include, but are not limited to: pre-existing medical ​conditions (unless you qualify for a waiver of this exclusion); losses, conditions or events ​that were known, foreseeable, intended, or expected when you purchased your plan (for ​example, a named storm, an announced strike, or an event identified by a Coverage ​Alert posted on our website at azcontent.us/coverage-alerts); the use or abuse of drugs ​or alcohol; epidemics/pandemics; war (declared or undeclared); nuclear reaction/ ​radiation; pollution or threat of pollution; acts, travel alerts/bulletins, or prohibitions of a ​government or public authority; acts committed with intent to cause loss; participation ​in extreme or high risk sports/activities; criminal acts (unless you are the victim of the ​act); and others. This is not an exhaustive list, and other exclusions apply. Exclusions ​may vary by state and may be subject to exceptions (for example, an insured’s illness ​may be covered even if caused by an epidemic or pandemic disease). A complete list of ​exclusions can be found in your plan details. Cancel Anytime coverage is also subject to ​certain exclusions. See your plan for details.

Questions? Contact us at 800-284-8300.

Pre-Existing Medical Conditions Coverage & Exclusions

A pre-existing medical condition is an injury, illness or medical condition that ​exhibited symptoms or was treated on, or within the 120 days prior to, the purchase ​date of your plan. This plan waives the exclusion for pre-existing medical conditions ​if the following conditions are met: A) Your policy was purchased within 14 days ​of initial trip payment; B) You were a U.S. resident when the policy was purchased; ​C) You were medically able to travel when the policy was purchased; and D) On ​the policy purchase date, you insured the full non-refundable cost of your trip with ​us. This includes trip arrangements that will become non-refundable or subject to ​cancellation penalties between the policy purchase date and the departure date.

Maximum coverage for pre-existing medical conditions is limited to the trip

cancellation or trip interruption coverage limit (as applicable), not to exceed $10,000.

If you incur additional non-refundable trip expenses after you purchase this policy,

you must insure them within 14 days of their purchase. If you do not, those expenses

will still be subject to the pre-existing medical condition exclusion. ​Please be Advised: This plan contains insurance benefits (which may include

disability and/or health insurance benefits) that only apply during the covered trip.

This optional coverage may duplicate coverage already provided by your personal

auto, home, renter’s, health, life, personal liability, or other insurance policy or

source of coverage but may be subject to different restrictions. You should review

the terms of this policy with your existing coverage. If you have any questions about

your current coverage, call your insurer/health plan or insurance agent/broker. This

insurance is not required to purchase any other products/services. Unless licensed,

travel retailers and their employees may provide general information about the

insurance, including a description of coverage and price, but are not qualified/

authorized to answer technical questions about terms, benefits, exclusions, and

conditions of the insurance or evaluate the adequacy of existing coverage. Plans

are intended for U.S. residents only and may not be available in all jurisdictions. ​California Residents: We are doing business in California as Allianz Global

Assistance Insurance Agency, License # 0B01400. California offers a toll-free

consumer hotline at 800-927-4357. ​Maryland Residents: The purchase of travel insurance would make the travel

insurance coverage primary to any other duplicate or similar coverage. The

Commissioner may be contacted to file a complaint at: Maryland Insurance

Administration, ATTN: Consumer Complaint Investigation Property/Casualty,

200 St. Paul Place, Suite 2700, Baltimore, MD 21202.

Footnotes:

∞

Certain conditions must be met in order for any claimed reason to satisfy requirements for coverage, and exclusions may apply—even when listed as covered reasons. See plan documents for full details.

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Benefits for quarantine based on exposure to an epidemic disease only apply when an eligible traveler is specifically named and individually ordered to quarantine by order or official directive of a government,

public regulatory authority, or ship’s captain (not including generally or broadly applicable restrictions on movement). Benefits may not cover the full cost of your quarantine and are subject to applicable benefit

limits. See plan documents for details.

‡

Travel carrier can‘t get you to your destination for 24 hours from the scheduled arrival due to natural disaster, or severe weather.

* You or a traveling companion’s primary residence is permanently relocated by at least 100 miles due to a transfer by your, your cohabitant’s, or traveling companion’s current employer.

☐ ​†

Must be employed with your current employer for 36 continuous months. ​Due to one of the following: travel carrier delay (except for the financial condition of the travel carrier), strike (unless threatened or announced prior to purchase), natural disaster, roads closed or impassable due

to severe weather, lost or stolen travel documents, civil disorder, or being involved in or delayed by a traffic accident.

Allianz Global Assistance is the licensed producer and administrator for this plan.

©2024 AGA Service Company

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